Typically, during marriage, couples acquire joint debt which includes mortgages, car loans, and credit cards. Once the divorce process starts, you should take stock of these liabilities and prepare a plan to separate your finances because you will be liable for any existing and added debt. For example, you can close a joint credit account or convert it to an individual account so that your spouse does not continue to spend at your expense. Removing your name from a mortgage will take a negotiated or court settlement, but in the meantime, you are responsible for the monthly payments. Read this article for additional steps to take to protect your credit health.